Polling question is about dental insurance premiums – InsuranceNewsNet
When it comes to voting issues, proponents say it should be pretty simple: make sure the bulk of dental insurance premium costs end up in patients’ mouths.
Opponents argue the measure, a 21-13 voting matter, would increase premium costs, reduce consumer choice and block access to dental insurance for the state’s most vulnerable residents, especially children. .
The question, whether the signatures presented to the Secretary of State
Extending it to dental insurance just makes sense, say supporters of the ballot question.
Both sides had it in the shadow of the State House on
“A yes vote would help fix a broken system in which insurance companies benefit from denying claims and limiting coverage,” Morad said.
Dental health is essential to overall health, according to the
“Oral health plays a very important role in overall health,” with many systemic diseases indicated by oral health symptoms, according to the organization.
Plaque, gum disease, missing teeth all contribute to other conditions, including lung problems, heart disease and stroke.
Pregnant women with gum disease are more likely to give birth prematurely, according to the
“As an advocate for dental care for all
The measure would require dental insurers to disclose the projected medical loss ratio for their plans. It would also force them to anticipate base rates and file those fees by July. The measure would put the approval of base rates in the hands of the state
“Supporters of this election issue are not being candid with voters,” the committee said. “What they don’t tell you is that their anti-consumer proposal will increase costs for
A study commissioned by
The rest of the premiums billed are used, in part, for administrative costs.
The study, by
Opponents argue that a yes vote on the ballot issue in November could drive some dental insurance providers out of
“With consumer prices reaching all-time highs, the Commonwealth does not need this additional regulation which will only increase costs and reduce patient choice statewide,” a committee statement said. of opposition.
The study predicts that premiums could increase by 38%, from